Grad money
Overdrafts
Subscriptions
Banking
What a £30k grad salary actually feels like
Tax, student loan, rent and transport explained in normal language, with no motivational LinkedIn fog.
How overdrafts quietly become annoying
Why “interest-free” still needs a plan, and how to stop your overdraft becoming your personality.
The tiny monthly payments doing too much
Netflix, Spotify, gym, phone bill, random app trials: the usual suspects, politely rounded up.
Student bank accounts without the freebie distraction
How to compare overdrafts, perks and actual usefulness before getting dazzled by a voucher.